Online Casinos Croatia

Are online casinos legal in Croatia?

Online gambling has been legal in the Republic of Croatia for quite a while now. In 2014, a law regulating both online and land-based gambling was introduced.

This law clarified the legal status of online gambling in the country. However, many Croatian players still criticise it to this day.

The Croatian government regulates various forms of gambling. These include online casinos, lottery, and sports betting (with the exception of fantasy sports).

To operate legally, casinos must obtain a licence from the Ministry of Finance. Moreover, the operators must have a physical presence in the country. The law requires casino operators to register their servers and register their offices within Croatia.

These licences have a validity of 15 years and come with an annual fee of HRK 3,064,787. Also, they must have at least HRK 4,086,264 of share capital for the whole term.

With that said, unlicensed gambling operators can face fines ranging from HRK 50,000 to HRK 500,000. They may also face imprisonment for up to eight years.

Notably, gamblers who play offshore games of chance while staking in Croatia can also be punished by law. They could be required to pay fines of between HRK 10,000 to HRK 50,000.

Crypto casinos in Croatia

Everywhere you look, crypto casinos are popping up. Regardless of how regulated the region’s gambling market is, these gambling sites bypass any restrictions. Croatia is no different, though there are no restrictions whatsoever.

Do you have digital assets ready for wagering? You don’t have to convert them into fiat currencies. Whether it’s Bitcoin, Ethereum, Dogecoin, or Tether, you can spend them directly on crypto casinos in Croatia. This comes with several advantages.

First, deposits and withdrawals are lightning-fast. Due to the decentralised nature of cryptos, there are no long verification or confirmation processes that would delay transactions.

Second, playing with crypto brings no risk to personal data. Not that other online casinos are unsafe. Don’t get it wrong. But cryptocurrencies add an extra layer of protection since no personal data is needed in the process. Just the amount and the wallet address. Actually, most of these gambling sites also fall under the category of no verification casinos.

Don’t forget about the low transaction fees. Actually, the only cost you incur when using crypto for casino deposits is the network fee. Withdrawals are often free but will depend on the site you choose. In Croatia, top crypto casinos include:

• QuickWin
• Sushi Casino
• Spin Fever Casino

Book of Dead

Released in 2016, the Book of Dead is a slot game powered by Play N Go. It is the most popular slot game in Croatia. The developer of the game did an amazing job when designing it.

This is quite clear in its wonderful graphics and animations.

The slot game is played on 5 reels, 3 rows with 10 ways to win. Coupled with its amazing features, players get to increase their winning chances significantly.

Aside from that, the Book of Dead slot is a high-volatility game. This way, you get to land big wins less often.

Be that as it may, the game has a 96% return to player rate. This is indicative that the slot title is a highly rewarding one.

The Book of Dead slot lets you play from as little as HRK 0.071. As such, it is quite ideal for players that prefer staking low.

In terms of features, the game is quite packed with them, as you’ll see. These features include Free Spins, Expanding Symbols, and Wilds.

Book of Dead Free Play.

Other popular casino games in Croatia

Croatia is a popular destination for tourists and locals alike to enjoy the thrill of gambling. There are several casinos situated all over the country, including in areas like Zagreb, Dubrovnik, and Split.

In recent years, online gambling has also become quite popular in the country. Let’s look at some of the country’s most commonly played casino games.

Blackjack

This is yet another popular casino product at various gambling sites in Croatia. Blackjack is a card game that is pretty easy to learn. This is because it offers you the opportunity to strategize and try to beat the dealer. Thanks to this and many other reasons, it is ranked the second most-played casino product in Croatia.

Poker

Ranking at position four on this list of popular casino games in Croatia is Poker. Here, Gamblers use a deck of cards to compete against each other. The player with the best hand at the end of the game wins the pot.

Of note, there are different variations of poker, including Texas Hold’em, Omaha, and Seven-Card Stud. Most casinos in the country offer at least two of these variations.

Croatian Sports Betting Sites

Sports betting is quite popular in Croatia, with many players participating in the activity regularly. The country has a robust sporting culture, with many popular sports, including football, handball, and basketball available.

There are several ways in which Croats can engage in sports betting. These include online sportsbooks and physical betting locations. In recent years, online sports betting has gained significant traction in Croatia, with many players opting to place bets over the internet.

Among the many reasons for the popularity of sports betting in Croatia is the wide range of sports betting markets. From football to handball, there are plenty of options for bettors to choose from. The betting markets offered by different platforms are also usually very diverse.

In addition to the variety of sports and betting markets, sports betting is popular due to its convenience. With online sportsbooks, Croat punters can place bets from the comfort of their own homes. This eliminates the need to physically visit a betting location.

These sites are all reputable and offer a wide range of sports and betting markets. Moreover, the sites have competitive odds and a user-friendly interface. These platforms are a great place to start for experienced bettors or newbies.

Whether you prefer a physical betting shop or using an online sportsbook, there are plenty of options available. Are you looking for the best sports betting sites in Croatia? We’ve compiled a list of some of the top bookies below.

PayPal

As an e-wallet, PayPal is among the most commonly used payment gateway at Croatian casinos. The digital wallet allows players to make speedy and secure online transactions. It also offers an extra layer of security since it does not share a player’s financial information with the casino.

Additionally, PayPal is pretty convenient for players who do not want to enter their card details online. This is because it lets you link your e-wallet to your bank account or credit card. As such it provides much-needed online security.

Visa

These are pretty much bank cards that are widely used at traditional and modern casinos. Perhaps they are widely used by players in Croatia since they accept the Kuna currency. This makes them convenient payment methods at casinos in Croatia.

Notably, making a deposit or withdrawal using Visa is simple. You simply enter your card details into the casino’s payment platform, and the funds will be transferred almost instantly. For withdrawals, a few days may be needed for processing.

Gambling Regulators in Croatia

Gambling is a popular pastime in Croatia, with various options available including sports online gambling and betting. To ensure the fairness and integrity of various operators, they are overseen by different regulators.

The Croatian Gaming Authority (CGA) is the main regulator of gambling in Croatia. This regulator is responsible for issuing licences to operators and setting measures and standards for iGaming.

Also, the regulator enforces compliance with these rules and oversees the collection of taxes and fees. The regulator does all these to help prevent gambling-related fraud and crime.

Aside from the CGA, there are also several other organisations that help with the regulation of gambling in Croatia. The Ministry of Finance is responsible for setting the overall gambling policy framework.

Another important regulator in the Croatian gambling industry is the Croatian Betting Association (CBA). The CBA represents the interests of sports betting operators in Croatia. It works to promote responsible sports betting and to ensure fair competition within iGaming.

Finally, there are other offshore regulators that operate legally within Croatia. These include the Curacao eGaming Authority, the MGA, and the UK Gambling Commission. These regulators are some of the most reputable authorities in the industry.

What’s more, they accept players from Croatia as well. Because of their nature, you can expect that the casinos they regulate are reputable and safe.

Overall, casino regulators play a crucial role in ensuring fairness, integrity, and a responsible gambling industry. They work to protect the interests of both players and operators. This makes sure that the industry operates in a transparent and accountable manner.

Gambling Taxes in Croatia

Croatia, like many European countries, has pretty elaborate gambling taxation laws. Taxation is quite important since it helps the government fund various projects. Notably, Croatia is among the few countries that charge both players and operators a gambling tax. Let’s have a closer look at the various gambling taxes in Croatia.

For casino operators, the gambling tax in Croatia depends on the type of activity they are engaged in. Lottery ticket sales are subject to a 5% tax while betting turnover is also taxed at a rate of 5%. Also, casino gross gambling revenue is subject to a tax of 15%. For progressive games like slots, a 25% tax is usually imposed on operators.

As for Croat players, gambling taxation is based on the amount of the winnings. All winnings below HRK 10,000 (approximately $1,300) are subject to a 10% tax. Winnings between HRK 10,000 and HRK 30,000 are taxed at a rate of 15%, while all winnings over HRK 30,000 are subject to a 20% tax. Any winnings over HRK 500,000 Kuna is subject to a tax rate of 30%.

It is important for players to be aware of these tax rates. This helps you report your winnings accurately to avoid any issues with the Croatian tax authorities.

Clearly, the gambling tax in Croatia is well set up. It is done in a way that ensures that both operators and players contribute to the country’s economy.

For operators:

For players:

Land-Based Gambling in Croatia

Land-based gambling in Croatia is a popular activity that attracts tourists and locals alike. Located on the Adriatic coast, Croatia is a popular vacation destination. It is well-known for its stunning beaches, rich cultural history, and beautiful landscapes. In addition to its many other attractions, Croatia boasts a thriving gambling market.

Currently, there are several land-based casinos scattered throughout Croatia. Most of these establishments are located in Zagreb and the coastal cities of Split and Dubrovnik. These gaming halls offer a wide range of games, including slot machines, roulette, blackjack, and poker.

Many of the casinos also have amenities like bars and restaurants on-site. This makes them popular spaces for an evening out.

Apart from traditional casinos, Croatia also has a number of physical betting shops and bingo halls. Bingo is a popular pastime in Croatia, and the halls are known for their lively outlook and experienced staff. Sports betting is also popular in Croatia, with shops where you can place wagers on a wide range of sports.

Since the first-ever casino, the industry has become a major contributor to the Croatian economy. The Croatian government regulates the entire gambling industry, including land-based establishments. According to Croatian gambling laws, all establishments must hold a valid licence to operate.

In recent years, there has been some debate about the expansion of the Croatian gambling space. Some argue that it could lead to increased levels of gambling addiction. However, supporters of the industry argue that it creates jobs and boosts tourism revenue.

Generally, land-based gambling in Croatia is a well-established activity that offers ways for players to try their luck. Whether you’re a tourist or a local looking for a fun land-based casino, Croatia has something for everyone!

Did you know?

• The Casino International in Split won “Best Casino in Croatia” at the 2021 European Casino Association Awards.
• The Grand Casino Admiral has been credited with boosting tourism in Zagreb.
• The Croatian gambling market has approximately 30 land-based casinos and around 1200 online establishments.